jaraygroup
Legal · Terms

Terms of service

Effective date: May 1, 2026 · Last updated: May 23, 2026

The short version

These terms describe the conditions on which you may use jaraygroup.com, the journal we publish there, and any related properties or services that reference these terms. The Site is provided by Jaray Group Inc. on an "as is" and "as available" basis, without warranties of any kind, and our liability to you is limited to the maximum extent permitted by law. These terms are governed by the laws of Ontario, Canada, and disputes are heard in the courts of Toronto, Ontario. Nothing on the Site is legal, financial, real-estate, or tax advice. If you become a client of an operating subsidiary, that relationship is governed by a separate written agreement, not by these terms.

If you do not agree with these terms, do not access or use the Site.

1. Who these terms are between

These terms (the "Terms") form a binding agreement between:

Jaray Group Inc., a corporation incorporated under the laws of Ontario, Canada, together with its affiliates, subsidiaries, successors, and assigns ("Jaray Group", "we", "us", "our"); and

you, the individual or entity accessing or using the website at jaraygroup.com and any related or successor domains, products, or services that reference these Terms (the "Site").

By accessing or using the Site in any manner, you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you are using the Site on behalf of an organization, you represent and warrant that you have authority to bind that organization, and "you" includes both you personally and that organization, who are jointly and severally liable under these Terms.

2. Eligibility

You may use the Site only if you are at least the age of majority in your jurisdiction (18 in Ontario; varies elsewhere) and legally able to enter into a binding contract. The Site is not directed at children under 16.

We do not represent that the Site is appropriate or available for use in any particular jurisdiction. You access the Site at your own initiative and are solely responsible for compliance with all applicable laws. We may, without notice and at our sole discretion, restrict, suspend, or terminate availability of the Site in any jurisdiction.

3. Acceptance, changes, and discontinuance

By accessing the Site, you accept these Terms in the form posted on the date of access. We may modify, add to, or remove any part of these Terms at any time, in our sole discretion, with or without notice. Updated Terms are effective on the date posted unless otherwise stated. Your continued access or use of the Site after any update constitutes your acceptance of the updated Terms.

We may, at our sole discretion and at any time, modify, suspend, limit, or discontinue all or any part of the Site, the journal, or any feature, content, or service offered through them, with or without notice and without liability of any kind to you or any third party.

You are responsible for reviewing these Terms periodically. We are not obliged to maintain prior versions, but may do so at our discretion.

4. What these Terms do and do not cover

These Terms govern your use of the public Site and the journal, including:

  • Browsing pages at jaraygroup.com and successor or related domains;
  • Subscribing to and receiving the journal;
  • Submitting any inquiry, contact, or scheduling request;
  • Any other interaction we designate as governed by these Terms.

These Terms do not govern:

  • Property management or other operating services. If you engage an operating subsidiary, the relationship is governed exclusively by a separate written agreement between you and the operating entity, which controls all aspects of the engagement, including services, fees, trust account arrangements, liability, indemnification, dispute resolution, and termination. Nothing in these Terms modifies, supersedes, or creates rights with respect to that separate agreement.
  • Tenant relationships. Tenants in units managed by an operating subsidiary have a leasehold relationship governed by Ontario's Residential Tenancies Act, 2006, the lease itself, and applicable Landlord and Tenant Board rules.
  • Future authenticated products. Authenticated portals (e.g., landlord, tenant, vendor) will be subject to their own terms, which will supplement or supersede these Terms in respect of that product.

5. The Site, the journal, and the absence of promises

We may, but are not obligated to, operate, maintain, or update the Site or the journal. We make no representation or warranty that the Site will be available, accurate, complete, current, secure, error-free, free of harmful components, suitable for any purpose, or that any communication will be delivered or received. Any statement about future plans, sub-brands, products, or markets is a forward-looking statement reflecting current intent only and is not a commitment, representation, or warranty. You may not rely on any such statement.

The journal, where offered, is provided free of charge. We may change its frequency, format, content, or availability, or stop publishing it, at any time, without notice and without liability.

6. The journal subscription

If you subscribe to the journal, you consent to receive periodic emails from us. We will identify ourselves in every email and provide an unsubscribe mechanism as required by Canada's Anti-Spam Legislation (CASL). You may unsubscribe at any time. Your sole and exclusive remedy for any dissatisfaction with the journal is to unsubscribe.

7. Acceptable use

You agree not to, and not to permit any third party to:

  • Misuse, damage, disable, overburden, or impair the Site or interfere with anyone else's use;
  • Attempt to gain unauthorized access to any portion of the Site, any account, or any connected system or network;
  • Scrape, harvest, index, mirror, frame, or systematically extract content from the Site by any means, except as expressly permitted by our robots.txt and our prior written consent;
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code, structure, or operation of any software made available through the Site, except to the extent applicable law expressly prohibits this restriction;
  • Use the Site or any content to train, fine-tune, or evaluate any machine learning model, large language model, or other artificial intelligence system without our prior written consent;
  • Send spam, phishing, or unsolicited commercial communications;
  • Impersonate any person or entity, including Jaray Group or any employee, contractor, affiliate, or partner;
  • Upload, transmit, or submit any material that infringes intellectual property rights, violates privacy or publicity rights, is defamatory, threatening, harassing, hateful, obscene, or otherwise unlawful;
  • Use the Site in any manner that violates applicable law, including export controls, sanctions, securities laws, consumer-protection laws, and real-estate laws.

Violation of this section, as determined by us in our sole discretion, may result in immediate suspension or termination of your access and any other remedy available to us under applicable law or equity.

8. Intellectual property

Our content

The Site and all content available on or through it — including text, design, graphics, photographs, software, code, data, the Jaray name and logo, and all related marks — are owned by Jaray Group or our licensors and are protected by Canadian, United States, and international copyright, trademark, trade secret, and other intellectual property laws. All rights are reserved.

We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and view the Site solely for your personal, non-commercial review. This licence does not include any right to:

  • Reproduce, republish, distribute, modify, create derivative works of, publicly display, publicly perform, or otherwise exploit Site content for any purpose beyond your personal, non-commercial review;
  • Use any Jaray Group name, mark, logo, or trade dress without our prior written consent;
  • Frame, mirror, or present the Site in any way that suggests an affiliation, sponsorship, or endorsement that does not exist;
  • Use the Site or any content to develop, train, or improve any artificial intelligence or machine learning system.

We may revoke this licence at any time, in our sole discretion, with or without notice.

Your content

If you send us a message, inquiry, submission, or other material (collectively, "User Content"), you grant Jaray Group a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, fully paid-up, transferable, sublicensable licence to use, reproduce, modify, adapt, publish, translate, store, distribute, and otherwise exploit the User Content, in any media now known or later developed, for any purpose, including operating, securing, and improving the Site, training internal tools, and any other business purpose. You waive, to the maximum extent permitted by applicable law, any moral rights you may have in the User Content.

You represent and warrant that you own or control all rights necessary to grant the licence above and that the User Content does not infringe any third-party right or violate any law. You are solely responsible for your User Content and for the consequences of submitting it. We may, at our sole discretion and without notice, refuse, remove, edit, or refuse to respond to any User Content.

Feedback

If you provide suggestions, ideas, or feedback about the Site, the journal, or Jaray Group ("Feedback"), Jaray Group may use the Feedback for any purpose without notice, compensation, attribution, or restriction. All Feedback is and remains the property of Jaray Group.

9. Third-party links and content

The Site may link to or embed third-party websites, services, or resources. These links are provided for convenience only. We do not endorse, control, or assume any responsibility for any third-party content, service, or practice, and we accept no liability arising from your interactions with any third party.

10. No professional advice; no fiduciary duty

The Site, the journal, and any other content we make available are for general informational purposes only and do not constitute legal, financial, investment, tax, accounting, real-estate, or other professional advice. You may not rely on any content on the Site for any decision, and you should consult an appropriately qualified professional for advice on your specific situation.

Nothing on the Site, in any communication, or in any course of dealing creates any fiduciary, advisory, agency, partnership, joint-venture, employment, broker, or similar relationship between you and Jaray Group.

11. Forward-looking statements; no offer of securities

Statements on the Site about plans, sub-brands, future products, regulatory standing, expected timelines, or anticipated results are forward-looking statements reflecting current intent only. Actual results may differ materially. No reliance may be placed on any forward-looking statement. We are not obliged to update any forward-looking statement.

Nothing on the Site is an offer to sell or a solicitation of an offer to buy any security, investment product, or service. Any future offering will be made only by appropriate offering documents under applicable securities law and only to qualified persons.

12. Disclaimers

To the maximum extent permitted by applicable law, the Site, the journal, and all content and services on or made available through them are provided "AS IS" and "AS AVAILABLE", with all faults, and without warranties of any kind, whether express, implied, statutory, or otherwise. We expressly disclaim all implied warranties, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, currency, security, quiet enjoyment, and any warranty arising from course of dealing, usage, or trade practice.

Without limiting the foregoing, we do not warrant that:

  • The Site will meet your requirements or expectations;
  • The Site will be available, uninterrupted, timely, secure, accurate, complete, or free of viruses, malware, or other harmful components;
  • Any defects in the Site will be corrected;
  • Any communication will be delivered, received, read, or acted upon.

Some jurisdictions do not permit certain warranty disclaimers; to the extent any disclaimer is unenforceable in your jurisdiction, the disclaimer applies to the maximum extent permitted, and the remainder of these Terms remains in full effect.

13. Limitation of liability

To the maximum extent permitted by applicable law:

  • In no event shall Jaray Group, its affiliates, subsidiaries, directors, officers, employees, agents, contractors, licensors, suppliers, successors, or assigns be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, business, goodwill, data, use, or other intangible losses, arising out of or in connection with your access to or use of (or inability to access or use) the Site, the journal, any content, or any communication, regardless of the legal theory (contract, tort, negligence, statute, strict liability, or otherwise) and even if we have been advised of the possibility of such damages.
  • Our aggregate liability to you for all claims arising out of or related to the Site, the journal, or these Terms is limited to the greater of (a) CAD $25 and (b) the amount, if any, you have actually paid us in the three (3) months preceding the event giving rise to the claim. This cap is cumulative and not per-claim.

These limitations form an essential basis of the bargain and apply notwithstanding the failure of any limited remedy of its essential purpose.

Nothing in these Terms limits or excludes liability to the extent that limitation or exclusion is not permitted under applicable law, including, in Ontario, certain liability under the Consumer Protection Act, 2002.

14. Indemnification

You agree to indemnify, defend, and hold harmless Jaray Group and its affiliates, subsidiaries, directors, officers, employees, agents, contractors, licensors, suppliers, successors, and assigns from and against any and all claims, demands, actions, proceedings, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable legal fees on a full-indemnity basis) arising out of or relating to:

  • Your access to or use of the Site, the journal, or any content;
  • Your breach of these Terms or any representation or warranty in them;
  • Your violation of any applicable law or the rights of any third party;
  • Any User Content you submit;
  • Your negligence, wilful misconduct, or fraud.

We may, at our sole discretion, assume the exclusive defence and control of any matter subject to indemnification, in which case you will cooperate fully and at your expense. You may not settle any matter without our prior written consent.

15. Termination

We may suspend, restrict, or terminate your access to the Site, the journal, or any feature, at any time, for any reason or no reason, with or without notice, and without liability of any kind. Upon termination, all rights granted to you cease immediately. All provisions of these Terms that by their nature should survive termination — including Sections 8 (Intellectual Property), 12 (Disclaimers), 13 (Limitation of Liability), 14 (Indemnification), 16 (Governing Law and Dispute Resolution), and 17 (General Provisions) — will survive.

16. Governing law and dispute resolution

Governing law

These Terms and any dispute arising out of or relating to them, the Site, or the journal are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict-of-laws principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Exclusive jurisdiction and venue

You and Jaray Group irrevocably submit to the exclusive jurisdiction of the courts located in Toronto, Ontario for any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or the journal. You waive any objection to jurisdiction or venue in those courts, and any defence of inconvenient forum.

No class actions; jury trial waiver

To the maximum extent permitted by applicable law, you and Jaray Group each agree that any dispute will be brought only in your or our individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. To the extent any dispute may be heard in a jurisdiction that permits jury trials, you and Jaray Group each irrevocably waive any right to a trial by jury.

Informal resolution first

Before commencing any formal proceeding, you must first send written notice of the dispute to hello@jaraygroup.com and allow us sixty (60) days to attempt to resolve the matter in good faith. Compliance with this section is a condition precedent to commencing any proceeding.

Time limit

Any cause of action arising out of or relating to these Terms or the Site must be commenced within six (6) months after the cause of action arose, except where applicable law prohibits a shorter limitation period, in which case the shortest permitted period applies. Any cause of action not commenced within this period is permanently barred.

17. General provisions

Entire agreement. These Terms (together with the Privacy Policy and any other notices we post on the Site) constitute the entire agreement between you and Jaray Group with respect to the Site and supersede all prior or contemporaneous understandings, representations, and agreements (whether oral or written). You acknowledge that you have not relied on any statement, promise, or representation not expressly set out in these Terms.

Severability and reformation. If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force, and the invalid provision will be reformed to the minimum extent necessary to make it enforceable while preserving its intent.

No waiver. No failure or delay by Jaray Group to exercise any right under these Terms operates as a waiver of that right. Any waiver must be in writing and signed by us.

Assignment. You may not assign or transfer these Terms or any rights or obligations under them, in whole or in part, by operation of law or otherwise, without our prior written consent. Any purported assignment in breach of this section is void. We may assign these Terms freely, in whole or in part, at any time, without notice or consent, including to any affiliate or in connection with any financing, merger, acquisition, reorganization, or sale of assets.

Reservation of rights. All rights not expressly granted in these Terms are reserved.

No agency. Nothing in these Terms creates any agency, partnership, joint venture, employment, franchise, or fiduciary relationship.

Force majeure. We are not liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including acts of God, war, terrorism, civil unrest, pandemic, epidemic, public-health measures, embargo, sanctions, acts of any governmental or military authority, fire, flood, earthquake, severe weather, accident, network or infrastructure failure, denial-of-service attack, supply-chain disruption, strike, labour dispute, or shortage of transportation, facilities, fuel, energy, labour, or materials.

Notices. Notices to you may be given by email (if we have one on file), by posting on the Site, or by any other reasonable means we determine. Notices to us must be in writing and sent by email to hello@jaraygroup.com, with legal notices copied to legal@jaraygroup.com. Notices are effective on the date sent.

Language. These Terms are drafted in English; the English version controls in the event of any conflict with a translation. Les parties confirment leur volonté que ces conditions, ainsi que tous les documents qui s'y rapportent, soient rédigés en anglais.

Headings. Section headings are for convenience only and do not affect interpretation.

Statutory rights preserved. Nothing in these Terms limits or excludes any right or remedy that cannot be limited or excluded under applicable law. Where any provision of these Terms is unenforceable for that reason, the provision applies to the maximum extent permitted, and the remainder of these Terms remains in effect.

18. How to contact us

For questions about these Terms:

Jaray Group Inc. hello@jaraygroup.com Toronto, Ontario, Canada

For privacy questions, see the Privacy Policy and write to privacy@jaraygroup.com.

For legal notices, write to legal@jaraygroup.com with "Legal Notice" in the subject line.